Interim & Minimum Premium

Interim or Minimum Premium plans have many benefits, but are complex plan designs.

The Argiro Group provides guidance to our clients who would like to explore these options. Interim & minimum premium plans provide tremendous advantages when implemented and operated correctly.

Is an interim premium right for you?

Interim premium is ideal if you want the following:

• Potentially pay less than the predetermined maximum
• Have predictable monthly cash flow
• Shift responsibility to the insurance carrier for all claims and claims reserves
• Assume limited risk

Is a minimum premium right for you?

Minimum premium is ideal if you want the following:

• Limit your costs and claims exposure
• Retain any difference and lower your liability
• Protect yourself from the effects of high individual claims
• Fund your own claim service
• Assume limited risk with an option that limits your cost and claim exposure