Self Insurance

A self funded plan can be part of your strategy to lower health care costs.

There isn’t a one-size-fits-all approach to lowering health care costs, but self-insurance, or self-funded insurance, is an important consideration for your overall healthcare strategy.

Why consider self insurance?

More Flexibility

• Self insurance may not be subject to all state regulations
• Meet health care challenges and better manage costs
• Still receive the benefits of in-network providers and in-network rates

Customized to Your Unique Needs

• Monthly costs only reflect expected claims from members
• Availability to add stop loss insurance for financial protection

Less Regulation

• Not subject to certain government regulations
• Not subject to the taxes and fees of fully insured plans
• Customized benefit plan designs