Stop Loss
Mitigate Financial Risk and Protect Your
Bottom Line with Stop Loss Insurance Solutions
Protect any unexpected and excessive financial losses.
Stop loss insurance offers businesses a critical safeguard against unexpected and excessive financial losses, ensuring stability and peace of mind. The Argiro Group provides guidance to our clients in making the right decisions for this type of coverage.
Types of Stop Loss Coverage
Aggregate:
- Protection against catastrophic claims
- Improved cash flow predictability
- Budget certainty
- Ability to manage overall costs more effectively
Specific Stop Loss:
- Shielding against high-cost individual claims
- Minimize the financial impact of catastrophic medical expenses
- Provides budget stability
Make the right decisions.
- Stop Loss contracts have a wide variety of options and riders available to help with cash flow, risk tolerance and long-term claim situations.
- There are many strategies and programs that can be implemented to help contain costs based on each group’s specific dynamics and needs
- Common stop loss contract periods
Time Period Management
- Incurred time period: Date services are rendered
- Paid time period: Date the payment check for services rendered is issued
- 24 / 12 Incurred time period / Paid time period
- 12 / 12 Incurred time period / Paid time period
- 12 / 15 Incurred time period / Paid time period
Other Insurance Services
Self Insurance
